- tony.holliday@goosehead.com
- (719) 960-4898
- 102 S. Tejon St Suite 1128, Colorado Springs, CO 80903
Renting a home or apartment doesn’t mean you have nothing to protect. Your stuff has value. And if something goes wrong, you can still be held responsible.
At Tony Holliday Insurance, we help renters in Colorado Springs get coverage that’s simple, affordable, and easy to understand. No pressure. Just clear options.
If you’re comparing all home policy types, start with Home Insurance in Colorado Springs.
Renters insurance helps protect your personal belongings. It can also help if someone gets hurt on your rental property or if you accidentally damage someone else’s property.
Many renters think the landlord’s insurance covers them. Usually, it doesn’t.
A landlord policy often protects the building. Your renters policy helps protect:
If you had to replace everything you own at once—clothes, furniture, electronics, it adds up fast.
If you own the unit rather than rent, you’ll want Condo Insurance see Landlord / Rental Property Insurance.
Most renters’ policies include three main parts:
This can help replace belongings after covered losses, such as theft, fire, or certain types of water damage.
This can help protect you if someone claims you caused injury or property damage.
This can help cover additional living costs if your rental becomes uninhabitable after a covered loss.Some policies also include limited medical payments for guest injuries, depending on the plan.
If your laptop, phone, or other items are stolen, renters insurance may help—based on the policy and situation.
Even if the fire starts somewhere else in the building, your belongings can still be damaged.
If you accidentally cause damage, such as a water issue that affects a neighbor, liability coverage can matter.
If someone slips or falls and you're held responsible, liability coverage can help protect your savings.
Replacement cost helps you replace items with similar new items. Actual cash value may pay less because it factors in age and wear.We'll explain the difference so you know what you're choosing.
This shouldn't be a guess. We'll help you choose a limit that matches your lifestyle and your assets.
Higher liability limits can better protect your finances. We'll help you pick a level that feels realistic. If you want stronger liability protection beyond renters insurance, learn about Personal Umbrella Insurance
If you own jewelry, collectibles, expensive cameras, or specialty equipment, you may want extra protection. See Valuable Items / Jewelry Insurance
Some policies offer add-ons that help with identity theft support and recovery services, depending on availability.
If you want more liability protection across multiple situations, an umbrella policy can add extra coverage above your renters' policy. Learn more about Personal Umbrella Insurance
Most of the time, we only need:
That’s it.
We confirm the address and rental type.
We help you set personal property and liability limits that fit your situation.
You choose what makes sense. We'll help you set it up correctly.
We help renters in nearby communities, including:
If you want affordable protection for your belongings and liability, start here. We'll keep it simple and help you choose the right coverage.
Usually no. Landlord insurance often covers the building, not your personal items.
Some landlords require it. Even when it's not required, it's a smart way to protect your belongings and liability.
It often can, depending on the policy and situation. We'll explain what's covered and how limits work.
Yes. Loss-of-use coverage can help cover extra living costs after a covered loss, depending on the policy.
Often, the same day, once we have your address and a few basic details. You can start here: Get a Free Quote
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