- tony.holliday@goosehead.com
- (719) 960-4898
- 102 S. Tejon St Suite 1128, Colorado Springs, CO 80903
Riding a motorcycle feels different than driving a car. You’re more exposed, and even a small crash can turn serious quickly. That’s why motorcycle insurance needs to match how you ride, what you ride, and how much risk you want to carry. At Tony Holliday Insurance, we help riders in Colorado Springs choose coverage that’s easy to understand and built for real-life riding. If you want the big picture first, visit ( Auto Insurance )
Motorcycle insurance helps protect you financially after a crash, theft, or damage. It can cover liability for injuries and property damage, and it can also help repair or replace your bike if you choose those coverages.
Motorcycle coverage is designed for common rider situations, including:
We’ll explain what’s included in your plan so you know what you’re buying.If you want extra protection above your normal liability limits, see Personal Umbrella Insurance.
Liability helps when you cause an accident, and someone else is injured, or their property is damaged. It protects your finances and is a core part of most policies.
Collision can help pay to repair or replace your motorcycle after a crash, even if the accident is your fault.
Comprehensive coverage can help with non-crash losses such as theft, vandalism, hail, falling objects, and animal-related damage.
This can help protect you when the other driver has little or no insurance, and you’re left with the costs.
Many riders add coverage for helmets, riding gear, and aftermarket parts. If you’ve upgraded your bike, we’ll show you how to protect the parts you paid for.
Colorado Springs weather can change fast. Wind, rain, and hail can increase risk and damage.
Loose gravel, potholes, and debris can cause loss of control. Riders face hazards that drivers often don’t notice.
Many motorcycle accidents happen because a driver “didn’t see” the rider. Strong liability limits and uninsured driver protection can matter more than people expect.
A higher deductible can reduce premiums, but you pay more out of pocket after a claim. Choose a number that won’t stress you later.
Liability limits protect your savings. A serious injury claim can get expensive quickly.
An older, paid-off bike might need different coverage than a newer or financed motorcycle. We’ll help you choose what makes sense. If you also insure a car and want everything organized in one place, see Car Insurance
To avoid surprises, here are common exclusions or limits:
If you use your motorcycle for business or deliveries, please let us know. In some cases, you may need a different type of policy (start with Commercial Auto Insurance if the bike is used for work)
Saving money is good, but coverage still needs to protect you.Common ways riders save include:
If you want to bundle with home coverage, start with Home Insurance.
To start a quote, we usually need:
Please tell us what you ride and how you use it.
We’ll show simple choices for limits, deductibles, and add-ons.
You pick what makes sense. We help you set it up correctly.
We help riders in nearby communities, including:
Want the full list? Visit Service Areas
If you want motorcycle insurance that’s clear, practical, and built around how you ride, start here. We’ll ask a few simple questions and show you options you can understand.
If you ride, you need coverage that meets requirements and protects your finances. We’ll help you choose what fits your situation.
It can if you have comprehensive coverage. We’ll explain what applies and what limits matter.
Some policies offer options for gear and accessories. If you want that protection, we’ll help you add it correctly.
Collision helps with crash damage. Comprehensive helps with non-crash losses like theft, hail, or vandalism.
Often, the same day, once we have your bike details and a few basics about how you ride.
Free Consultations
